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In the event that such a transfer is to be made in reliance upon an exemption from the Act or applicable state securities laws, i the Trustee shall require, in order to assure compliance with such laws, that the Certificateholder's prospective transferee certify to the Seller and the Trustee as to the factual basis for the registration or qualification exemption relied upon, and ii unless the transferee is a "Qualified Institutional Buyer" within the meaning of Rule 144A of the Act, the Trustee or the Seller may, if such transfer is made within three years from the later of a the Closing Date or b the last date on which the Seller or any affiliate thereof was a holder of the Certificates proposed to be transferred, require an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act and state securities laws, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Seller. These payments will be electronically drafted from the family's bank account as authorized via this eCheck system. Androstenedione and testosterone are believed to convert back and forth to each other by action of the enzyme 17-beta hydroxysteroid dehydrogenase.

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